Free allowance and savings tracker printables

An allowance teaches more when it is written down. These six printables take a child from the first week of pocket money (which jobs pay, how much, when) through saving for something they want, splitting money between spend, save and give, and keeping a simple ledger. The agreement page settles the rules once so they do not get re-negotiated every Saturday, and the coin-counting page gives younger children a reason to handle real quarters, dimes, nickels and pennies. Everything prints in black and white and the amounts are left blank, so the pages work at 50 cents a job or 5 dollars a week.

What's in this set

1. Allowance chart. Eight rows of jobs that earn money (six ideas printed, two blank, each with a dotted line to write your own), a "pays" column, Monday to Sunday check boxes, a times-done column, an earned column and a weekly total, plus base allowance, jobs and paid-on lines.
2. Savings tracker thermometer. A 20-step thermometer to color in, with a dollar line beside every step, a goal box (what I am saving for, what it costs, the value of one step, the start date), an eleven-row savings log and a box to draw the goal.
3. Spend, save, give jars. Three jar columns, each with a twelve-row date / in-out / total table and a goal line, under a strip for how every dollar is split.
4. My money week ledger. Twelve rows with date, what happened, earned, spent, saved and balance, a totals row, starting and ending balance lines, a check line (start + earned − spent − saved = ending) and a one-line reflection.
5. Allowance agreement. A one-page contract: the amount, how often and on what day, what the child agrees to do, what the parent agrees to do, the rules (when it is not paid, how to earn a bonus, when a raise is discussed, when the deal is reviewed) and signatures.
6. Count the coins in each jar. Six savings jars drawn with quarters, dimes, nickels and pennies inside. Count each coin, write the totals (42¢ to 86¢) and say which jar holds the most money and the most coins. Answer key on page 2.

What children practice

• Connecting work to pay: checks x rate = earned, totaled over a week
• Setting a savings goal, dividing a price into equal steps and tracking progress toward it
• Splitting income into spend, save and give, and keeping a running total for each
• Keeping a ledger: adding income, subtracting spending, carrying a balance
• Identifying US coins and counting mixed coins to a dollar (1.MD.C, 2.MD.C.8)
• Reading and keeping a written agreement

Frequently asked questions

What age should a child start getting an allowance?

Around 6 or 7, when a child can count coins and understand that money runs out. The coin-counting page and the thermometer suit that age; the ledger and agreement are for 9 and up.

How much allowance is normal?

There is no right number. A common rule is half a dollar to a dollar per week per year of age, but the pages leave every amount blank so they work for any family budget or currency.

Do the pages use dollars?

The lines are marked with a $ sign and the coin page uses US coins (quarter, dime, nickel, penny). The other five pages work for any currency if you ignore or cross out the symbol.

Is there an answer key?

Only the coin-counting page has a key, on page 2 of its PDF, because it is the only page with set answers. The other five are trackers that the child fills in.

Can I print in black and white?

Yes. The coins are labeled with their value (25¢, 10¢, 5¢, 1¢) as well as drawn to size, so they are easy to tell apart in grayscale, and all tables use solid black lines.

More printables

Children who want more coin practice can use the counting money worksheets or make a fresh page with the counting money worksheet generator. The money management worksheets go further into budgets and wants versus needs. For the unpaid jobs that sit beside an allowance, see the chore charts and the reward charts.